Management

Ilya Chizhevsky

Chief Executive Officer

Ilya Chizhevsky was born in Leningrad (St. Petersburg) in 1978.

In 2000, obtained a degree at St. Petersburg Institute of Fine Mechanics and Optics (ITMO Technical University). During his academic studies he was an active member of the International Association of Students in Economic and Commercial Sciences (AIESEC). Started his career in St. Petersburg in the FMCG sector — at Kraft Foods.

In 2003, Mr. Chizhevsky switched over to working at the retail department of Citibank CJSC in Moscow where his responsibility was developing alternative sales channels and credit products. In 2006, moved to GE Capital, where working in Russia and abroad was promoted from the head of Moscow region to bank’s sales and distribution director. Was responsible for developing distribution and sales channels, alternative funding and attracting clients over the internet.In October 2012, moved to LLC Rusfinance Bank (Société Générale) to the position of the bank’s Deputy President. He was responsible for sales, products and marketing at the bank.

In June 2013, joined OTP Bank, where since August 2013 had held the post of the "Network" Division director. Was appointed as the Deputy Chairman of the Management Board at OTP Bank since June 9, 2014. The area of Ilya Chizhevsky’s responsibility included the classic network and alternative sales channels business. Besides this, he was responsible for VIP segment business, micro- and small business, development of corporate business, remote channels of clients attraction and service. Was appointed as the President of OTP Bank since November 26, 2015.

Sergey Kapustin

Deputy Chairman of the Management Board, Member of the Management Board

Born in 1979, in Moscow.

2001 - Graduated from Moscow State University Faculty of Mechanics and Mathematics, specialty "Applied Mathematics". Holds a Ph.D in economics.

12 years of banking experience, mostly in Credit risk and Retail banking. Managed Risk management practices in POS lending, personal loans, credit cards and sub-prime products.

2001 - Started banking career at Vozrozhdenie Bank as a leading expert in monitoring department. Later as a Deputy Head of Retail banking was responsible for retail banking and risk

management.

2008 - Retail risk director in OTP Bank. Was responsible for the questions related to lending methodology & credit risks, operational and market risks.

2011 - 2013 worked as Chief Risk Officer in Home Money lending company.

Since 2013 is the Deputy Chairman of the Management Board, Chief Risk Officer in OJSC "OTP Bank ".

Julia Oreshkina

Member of the Management Board

Born in Moscow in 1973.

In 1997 she graduated from the Moscow State Law Academy and received a degree in law. Julia Oreshkina started her carrier in the public prosecution bodies. Later she joined the Legal Department of the Moscow main territorial office of the Central Bank of the Russian Federation. Julia also worked with legal support units in a number of large Russian banks, such as CB "Petrocommerz", OJSC "Impexbank" and others.

Julia has worked in OJSC "OTP Bank" (formerly Investsberbank) since 2007. Currently she is the Head of the Legal Support Directorate.

Alexander Vasiliev

Deputy Chairman of the Management Board

Alexander Vasiliev was born in 1978 in Ahtubinsk. Graduated from Moscow State University.

More than 10 years of banking experience.

From 2004 to 2010 was employed as a Deputy Head of retail operations at JSC "Bank "Vozrozhdenie". Was responsible for loan products development (consumer loans, car loans, mortgage loans), as well as for the implementing of automation systems process in retail lending (Microsoft Dynamics CRM, Experian Strategy Manager).

In 2010 Mr. Vasiliev was appointed Head of Credit Risk Department FG "BCS", where he took part in launch of lending products and development of unified assessment process and credit risk management.

Since June 2011 joined OTP Bank Team as Director of Consumer Lending products and technologies.

Since December 2013 – Acting Director of Consumer Lending Division.

Kirill Dremach

Deputy Chairman of the Management Board, Member of the Management Board

Kirill Dremach was born in Moscow in 1974.

1996 – graduated from Moscow Institute of Economics and Statistics with a degree in Applied Mathematics.

Over 20 years of banking experience. Started banking career in 1996 at ZAO Citibank, where he worked his way up from a specialist to the Head of Information Technology Department, was responsible for the development of information and technology infrastructure, business processes automation and financial management in IT.

2009 – held a position of IT Department Director at Barclays Bank LLC, in 2010 became a member of the bank’s Management Board.

From 2012 to 2016 worked as the Head of Operational Banking Technologies CEE at AO Citibank, was responsible for building up, support and development of high-tech information environment of the bank, supervised development and application of information systems and new banking products.

In November 2016, joined JSC "OTP Bank" as the Operations Management Division Director. Since November 3, 2017 is the Deputy Chairman of the Management Board, the member of the Management Board of JSC "OTP Bank".

Igor Belomytsev

Deputy Chairman of the Board, Member of the Management Board

Igor was born in Gorky city in 1966.

In 1989 Igor gained Economist qualification Diploma in «External economic relations» of Budapest University of Economic Sciences named after Karl Marx.

In 1993 Igor Yuryevich graduated from Stockholm University of Economy with Master degree Diploma.

Igor has been working in the bank sphere more than 25 years.

Bank career started in 1990th at Hungarian "Mezobank" which was attached later to the largest financial group in Central Europe – Erste Bank Group. Has been appointed as the Chief of Treasury operations Division and was responsible for the development of ALM, management of treasury activity of Erste of Bank in Hungary, development and realization of business strategy in treasury operations, initiation of development of new investment products and strategy.

In 2001 moved into PJSC Folksbank (Budapest) and successfully headed the Treasury and the Investment direction Division of in the Bank.

In 2007 joined the OTP Bank team (Ukraine) as the Vice Chairman of the Board and was responsible for Treasury operations and management of assets and liabilities, development of subsidiaries. Under the leadership of Igor Belomytsev was created and successfully developed: OTP Factoring, OTP Pension Fund, OTP Management company and OTP Leasing of OTP Bank Ukraine.

In 2016 started working at OTP Bank Russia where held a position of the President Adviser and was responsible for the development of Corporate business and Treasury operations.

In February, 2017 Igor was appointed as the Director of Corporate and Treasury Division. Igor`s successfully guided the work of new products development in businesses of these Divisions.

On November 3th, 2017 Igor has been appointed as the Deputy Chairman of the Board, Member of Management Board of JSC «OTP Bank» Russia.

Muslim Satybaldiev

Deputy Chairman of the Management Board, Member of the Management Board

Muslim Satybaldiev was born in 1981 in Moscow.

In 2004, Muslim Satybaldiev received a Master's degree in Strategic and Corporate Management at the National Research University – "Higher School of Economics".

In 2004 simultaneously studied at The Higher School of Business at the Central Paris School (ECP) and the European School of Management (ESCP-EAP).

In 2005, Muslim Satybaldiev started his job within CJSC ALFA BANK, where he promoted from the position of Credit Products Sales Department Coordinator to the Development and Sales Director, Vice-President. His responsibilities included the distribution and sales channels development and alternative funding.

In 2013 Muslim Satybaldiev joined the OTP Bank team as the Sales Director, Division Deputy Director and was responsibility included the classic network and alternative sales channels business.

Since April, 2016 Muslim held the post of the "Network" Division Director. The sphere of his responsibilities included the classical branch network business and alternative sales channels. In addition, he was responsible for VIP segment business, micro- and small business, development of corporate business, remote channels of clients attraction and service.

From November 3, 2017 is the Deputy Chairman of the Management Board, member of the Management Board of JSC OTP Bank.