Liquidity Management

You can make a deposit for a certain period with fixed income to be paid on maturity.

Terms and conditions:

• RUB, USD or EUR.
• From 1 to 36 months.
• No early withdrawal or replenishment.
• Interest rate up to 10.75% per annum in Ruble (from 30 to 100 mln RUB. RUB for 12 months).
• Accrued interest is paid at the end of the term.

You can make a deposit for a certain term with fixed income to be paid on the next day after placing a deposit.

Terms and conditions:

• RUB, USD or EUR.
• From 1 to 36 months.
• No early withdrawal or replenishment.
• Accrued interests is paid on the next day after cash a deposit is placed

You can place money overnight at a preferable rate.

The Treasury makes quotation upon client’s request .

Advantages of placing deposits in OTP Bank:

• Guarantee of funds safety and deposit secrecy.
• Attractive rates.
• Guaranteed income from deposits;
• Placing deposits via Internet bank system.

A promissory note is a document of the established form that gives its holder an unconditional right to request the person indicated in the note of (payer) to pay a certain amount on a certain date.

Funds are placed in RUB, USD or EUR.

Advantages of issuing promissory notes with OTP Bank:

• Issuance, execution or purchasing of promissory notes in any of the main currencies.
• Issuance of promissory notes with maturity set upon agreement with the client.
• The Bank keeps firm quotes for purchase of its own promissory notes on daily basis.